2025 Max 401k Over 50 . Employees can invest more money into 401 (k) plans in 2025, with contribution limits increasing from 2023’s $22,500 to $23,000 for 2025. The annual elective deferral limit for 401(k) plan employee contributions is increased to $23,000 in 2025.
Employer matches don’t count toward this limit. For 2025, the contribution limit increases again to $23,000.
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